30-Year vs 15-Year Mortgage: Which Loan Is Smarter in Today’s U.S. Housing Market? (February 2026)
advertishment 1 As of mid-February 2026, U.S. mortgage rates have stabilized in the mid-6% range for longer terms after declines in late 2025, with the 30-year fixed-rate mortgage averaging around 6.09% (Freddie Mac weekly survey as of February 12, 2026) and the 15-year fixed-rate mortgage at about 5.44%. Other sources like Bankrate report 30-year rates … Read more